Pay Over Time

Make 4 Interest-free Payments with Affirm

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Split your payments knowing you're in control every step of the way.
Prequalify Now

Keep it Simple with Pay in 4

For example, an $800 purchase could be split into 4 interest-free payments of $200 every 2 weeks.
1. Choose How You Pay
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Enter a few pieces of info for a real time decision.
2. Pay Over Time
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Make 4 payments every 2 weeks at affirm.com or in the Affirm app. You'll get email and text reminders.

Pay with Confidence

When you pay with Affirm, you always know exactly what you'll owe and when you'll be done paying. You'll never pay late fees or hidden fees of any kind.
1

Transparent

You'll never pay late fees, hidden fees, or annual fees. And never any compound interest, either.
2

Flexible

You choose the payment schedule that works best for you.
3

Fair

Affirm doesn't charge late fees or hidden fees of any kind, ever.

Frequently Asked Questions

Your Questions, Answered

*Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

Emergency Appointments and New Furry Faces Are Welcome!